We want you and your family members to feel valued, supported and celebrated for exactly who you are. That’s why our medical plans cover a wide range of gender-affirming services.
Cigna and UnitedHealthcare
Check with your medical plan for specific coverage details. When you call your medical plan provider, you can request to speak with a designated gender-affirming customer service representative.
Learn more about Cigna gender-affirming benefits, support, and resources and UHC gender-affirming and non-binary health resources.
These medically necessary services are covered under the Cigna and UnitedHealthcare plans:
- Behavioral health services, including counseling for gender dysphoria and related psychiatric conditions (e.g., anxiety, depression)
- Hormonal therapy, including androgens, anti-androgens, GnRH analogues, estrogens and progestins
- Laboratory testing to monitor prescribed hormonal therapy
- Age-related, gender-specific services, including preventive health (e.g., cancer screening, treatment of a prostate medical condition)
- Gender reassignment and related surgery, including all procedures recommended by the World Professional Association for Transgender Health (WPATH):
- Blepharoplasty
- Rhinoplasty
- Voice therapy/voice lessons
- Breast augmentation
- Electrolysis
- Facelift
- Facial bone reduction
- Insertion of testicular prosthesis
- Pectoral implants
- Lipoplasty/lipofilling/liposuction
- Thyroid reduction chondroplasty
- Voice modification surgery
In addition, certain medical services may be eligible for travel and lodging benefits if there is no in-network provider available within 60 miles (Cigna plans) or 50 miles (UHC plans) of your home.
Kaiser
These general care services are covered under the Kaiser plan:
- Office visits
- Mental health visits
- Lab and imaging services
- Hormone therapy visits and administration
- Pharmacy services
- Gender-affirming lower-body surgeries
- Mastectomy with chest reconstruction
- Pre- and post-operative exams
- Inpatient hospital care
- Outpatient care
- Treatment for medical complications
- Travel and lodging (when referred by Kaiser to a facility outside your service area; not covered in Washington)
Learn more about Kaiser gender-affirming care.
These specific surgical services are covered under the Kaiser plan:
- Hysterectomy
- Metoidioplasty
- Phalloplasty
- Vaginectomy
- Scrotoplasty
- Erectile prosthesis
- Gonadal surgery
- Vaginoplasty
- Clitoroplasty
- Labiaplasty
- Orchiectomy
- Urethral extension
- Nipple/areolar reconstruction
- Tracheal shave
- Facial hair removal (in California, if the procedure meets the Evidence of Coverage definition of reconstructive surgery)
Where to get help
Cigna
Plan/Group Number #3331771
Phone Pre-member 888-806-5042
Member 800-244-6224
Pre-member website
Member website
UHC Network Plan
Plan/Group Number #711734
Phone 833-993-0861
(pre-member and member)
Pre-member website
Member website
Kaiser Northern California
Plan/Group Number: 34125
800-464-4000
Visit website
Kaiser Southern California
Plan/Group Number: 128242
800-464-4000
Visit website
Kaiser Georgia
Plan/Group Number: 10646
404-261-2590
Visit website
Kaiser Hawaii
Plan/Group Number: 10763
800-966-5955
Visit website
Resources
Cigna gender-affirming benefits, support, and resources
UHC gender-affirming and non-binary health resources
Kaiser gender-affirming care