My Child is Turning 26

It’s rewarding to watch your kids become independent adults. Part of their transition to adulthood involves moving from your benefits coverage to their own.

If your child reaches age 26, the maximum age limit for benefits coverage, you have 31 days from his or her birthday to make changes to your benefits.

Medical, Dental, Vision

Coverage for your child automatically ends on the last day of the month in which he or she reaches age 26.

Flexible Spending Accounts

  • You can change or stop your Health Care Spending Account contributions.
  • If your child is no longer considered your tax dependent, you can no longer submit expenses for him or her to the Health Care Spending Account.

Life and Accident Insurance

Coverage for your child ends on the last day of the month in which he or she is eligible.

To make changes to your benefits, call Your Benefits Resources at 1-866-468-8236 within 31 days of the date that your child reaches the maximum age limit.

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Consider the coverage options available through Health Insurance Marketplace at healthcare.gov.