There are many ways to save on health care—here are just a few that are good for you and your wallet!
Use In-Network Providers
Use Telemedicine for Basic Primary Care Needs
Enroll in the Health Savings Account (HSA)
Prevent Health Conditions and Earn Credits Through the Biometric Screening
Enroll in the Health Care FSA
Use Crossover Health Center
Get More Health Care Savings Tips
Watch! This video to learn about how to save money on health care costs.
First, let’s define a network. It’s a group of doctors, labs, hospitals and other health care providers or facilities that your medical plan has contracted with at set payment rates—often called “eligible expenses,” “payment allowances” or “negotiated rates.”
To find in-network providers, go to the medical plan’s website:
Already Enrolled in a Medical Plan?
Not Yet Enrolled in a Medical Plan?
Intuit’s telemedicine program, Teladoc, is a great option for getting basic primary care. Teladoc is offered as part of your Intuit medical benefits—use it at no cost to you or your covered dependents!
HSAs are used together with high-deductible health insurance plans. When you enroll in the Cigna Choice Fund Health Savings Account (HSA) medical plan, you save money in three ways:
- You get cash from Intuit. The amount of money Intuit deposits into the HSA varies based on your salary.
If your annual salary is under $80,000, Intuit will contribute:
- $1,000 for you
- $2,000 if you cover dependents
If your annual salary is $80,000 or more, Intuit will contribute:
- $750 for you
- $1,500 if you cover dependents
- Your HSA contributions are tax-free.* Any money that you set aside in your HSA will not be taxed.
- You earn interest on your HSA balance. Then, once your account reaches $1,000, you can invest your account balance.
*In CA, AL and NJ, the HSA is subject to state tax.
The biometric screening rewards you for taking action to get—and stay—healthy. By getting a biometric screening and being nicotine-free, you and your covered spouse or domestic partner can earn up to $2,080 per year in paycheck credits!
The Health Care Flexible Spending Account (FSA) saves you money because you can pay for eligible expenses with tax-free dollars. If you’re enrolled in the Cigna Choice Plan with HSA account, you will only have access to the Limited Purpose FSA.
Crossover Health Center is a private health center featuring a highly skilled team of physicians and providers who deliver complete, concierge-style health care services. It’s located just a couple of miles from the Mountain View campus and is available to all Intuit employees, whether you live in the Bay Area or you’re visiting from anywhere in the world. Because most health plans consider Crossover Health an in-network facility, you won’t pay any more for this top-quality service than you would for a regular primary care visit.
You can get helpful suggestions for saving money on your medical care from the ALEX® Making the Most of Your Plan tool.