It’s rewarding to watch your kids become independent adults. Part of their transition to adulthood involves moving from your benefits coverage to their own.
If your child reaches age 26, the maximum age limit for benefits coverage, you have 31 days from his or her birthday to make changes to your benefits.
Medical, dental, and vision
Coverage for your child automatically ends on the last day of the month in which he or she reaches age 26.
Flexible Spending Accounts
- You can change or stop your Health Care Flexible Spending Account (FSA) contributions.
- If your child is no longer considered your tax dependent, you can no longer submit expenses for him or her to the Health Care FSA.
Life and accident insurance
Coverage for your child ends on the last day of the month in which he or she is eligible.
To make changes to your benefits, call My Benefits at 800-381-8881 within 31 days of the date that your child reaches the maximum age limit.
You may also want to
Consider the coverage options available through Health Insurance Marketplace at healthcare.gov.