Long-Term Care Insurance

At any time, any of us could be diagnosed with a chronic illness or disability and suddenly need long-term assistance. Long-Term Care (LTC) insurance can offer significant help—and peace of mind—if you don’t have a family member to take care of you and you need to pay for costly in-home or nursing care. With LTC insurance, you’re provided a monthly dollar benefit to help pay for the costs of long-term care not covered by your health insurance, disability insurance or Medicare. Please note: LTC is not available in Massachusetts.