Depending on where you live, you have several choices for medical coverage:

Cigna Choice Fund with Health Savings Account (HSA)
EPO and HMO Plans

Watch! This video to learn about your medical benefits.

Cigna Choice Fund with Health Savings Account (HSA)

The Cigna Choice Fund with HSA medical plan is a high-deductible plan that has in-network and out-of-network coverage. This is the only medical option paired with a tax-advantaged HSA to help you save for health care expenses, now or in the future.

With the Cigna Choice Fund HSA Plan, you must first meet your deductible before the plan will pay any medical costs or prescription drug benefits.

To learn more, go to Cigna’s pre-enrollment website (Username: Intuit; password: cigna) and see plan details.

EPO and HMO Plans

  • United Healthcare (UHC) Network Plan
  • Cigna Managed Network Plan
  • Kaiser (California only)

These plans have predictable out-of-pocket costs, but there’s no deductible for you to pay before the plan pays for services or prescriptions. These plans may also have higher paycheck deductions. The plans cover in-network care only. The Kaiser and HMO plans require you to select a primary care physician (PCP).

To learn more, go to your medical plan’s pre-enrollment website:

and see Kaiser, UHC, Cigna Managed Network plan details.

You can also use the ALEX® Making the Most of Your Plan tool to learn how to make the most out of your medical plan.